Service Charges and Maintenance Fees

Current Service Charges and Maintenance Fees

Cashier's Checks	$1.00 per check
Certified Checks	$1.00 after one free per day
Money Order	$2.00 per item
Visa Gift Card	$3.00 per card
Travel Card Fee	$7.95 initial fee - reload fee $2.00
Shared Branch Transaction Fee	$1.00 per transaction after the 8th transaction
Non-Member Check Cashing Fee	$5.00 per check
Foreign Item Collection	$25.00 per item
Wire Transfers: Outgoing - Domestic	$15.00 per transfer
Wire Transfers: Outgoing - International	$50.00 per transfer
Wire Transfers: Incoming	$0.00 per transfer
Coin Deposit	5% fee if greater than $150.00
Share Minimum Balance	$2.50 per month if share account balance falls below $5.00
Non-network ATM Withdrawal (non-APCO CU)	$1.00 per transaction after the 6th non-APCO network ATM transaction per month
Stop Payment	$20.00 per request
Counter Checks	$2.00 for 10 checks
Check Copies	$2.00 per check
Statement Copy	$3.00 per copy
Account Research	$15.00 per hour (1 hour minimum)
Insufficient Funds Fee (NSF)	$20.00 per item (each submission/resubmission)
Uncollected Funds	$20.00 per item (each submission/resubmission)
ACH Returned/Uncollected Fee	$20.00 per item (each submission/resubmission)
ACH Overdraft Fee	$20.00 per item
Debit Card Overdraft Fee	$20.00 per item
Check Overdraft Fee	$20.00 per item
Deposit Item Return Fee	$5.00 per item
Share and Money Market Excessive Withdrawal Fee	$1.50 per withdrawal after the 3rd monthly withdrawal
Overdraft Transfer Fee	$1.50 per transfer
Abandoned Account Fee	$5.00 per month
Invalid Address Fee	$5.00 per month
Garnishment, Levy, Lien or Judgment	$25.00 per request
Escheat Processing Fee	$25.00
Debit Card Replacement Fee	$5.00 (1 free card replacement per year)
Debit/Credit Card Rush Order Fee	$25.00 per order