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Savings Accounts

Type & Description

Rate
Share Account (minimum $5) 1.00% APY*
IRA Share Account 2.02% APY*
Christmas Club Account 1.00% APY*
Checking Account $0 - $1,999 0.15% APY*
Checking Account $2,000 and over 0.50% APY*

Share (Savings) account dividends computed on the average daily balance and compounded quarterly. Rate paid as of 9/30/24.

Checking account interest computed on the average daily balance and compounded monthly.

Rates subject to change. Terms and conditions apply. Please contact us for more details.

*APY: Annual Percentage Yield

Money Market Account

Description

Rate
Money Market Account $10,000 - $99,999.99 1.06% APY*
Money Market Account $100,000 - $249,999.99 1.26% APY*
Money Market Account $250,000 - $499,999.99 1.51% APY*
Money Market Account $500,000 - $999,999.99 1.76% APY*
Money Market Account $1,000,000 and over 2.02% APY*

Money Market account interest computed on the average daily balance and compounded monthly.

A minimum average daily balance of $10,000 is required to earn interest.

To avoid a monthly Money Market Minimum Balance Fee, a minimum balance of $10,000 is required.

Rates subject to change. Terms and conditions apply. Please contact us for more details.

*APY: Annual Percentage Yield

Certificates of Deposit (CDs) Rates good through November 25, 2024

Term

Rate
30 Days 0.50% APY*
45/60 Days 0.50% APY*
91 Days 4.25% APY*
182 Days 4.50% APY*
366 Days 4.00% APY*
13 Months 4.00% APY*
18 Months 3.75% APY*
24 Months 3.50% APY*
30 Months 3.00% APY*
36 Months 3.25% APY*
37 Months (1-time step up) 3.00% APY*
48 Months 3.25% APY*
60 Months 3.50% APY*

Minimum $500 deposit required to open a CD. Rates subject to change without notice.
Interest is computed and compounded daily and posted quarterly and at maturity.
At maturity, CD will automatically renew for another term at the then available APY.
There is a penalty for early withdrawal.
Available to qualifying members. Terms and conditions apply. Please contact us for more details.

*APY: Annual Percentage Yield

IRA Certificates of Deposit (CDs)

Term & Description

Rate
Same rates as certificates above with maturities from 182 days to 60 months with minimum of $500 deposit. See CD rates

Interest is compounded and computed daily and posted quarterly and at maturity.
There is a penalty for early withdrawal.
Rates subject to change without notice.
Terms and conditions apply. Please contact us for more details.

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